FINANCE

Apple Pay Implementation

Apple Pay lets you make secure purchases in stores, in apps, and on the web.

preview of apple pay mobile banking app
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The client
Services

Mobile development

Product design

Quality Assurance

Technologies
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Overview

A leading corporate and investment bank in Central Eastern Europe. Additionally, the group comprises numerous other financial service providers, for instance, in the fields of leasing, asset management, as well as M&A. Back then, they’ve been working on Apple Pay implementation with Polish leading digital banking vendor. We came in handy.

We’ve been working on a mobile application for one of the largest corporate and investment banks in the region. Our specialists helped them improve the design and implement Apple Pay in the course of our 12 months cooperation.

Apple Pay Finally Arrives in Poland

Apple’s system is designed to work with contactless payment terminals that include near-field communication technology. In 2018 first of the Polish banks were about to implement Apple’s technology. We were part of this process, helping one of them roll out Apple Pay into their mobile banking app.

Cashless Made Effortless

They needed more manpower to speed up development and improve existing features as well as implement Apple Pay at a faster pace. In the past, we worked together occasionally, so we knew what level of engagement and quality is expected here. At the end of the day, you don’t want to lose any sleep over cooperation with the external provider.

Lose Your Wallet

Nowadays, technology is restructuring how money moves. In the course of our 12 months cooperation, we’ve helped in the successful launch of one of the first Polish Apple Pay implementations. Today more than 250 000 bank’s transactions are conducted via mobile app. This includes Apple Pay payments.

Months

12

Team members

confidential

Lines of code

confidential

Downloads

180 000

Active users

100 000

Monthly transactions

250 000

Simplicity, Security, Intuitiveness.

From crypto-currencies to peer-topper payments and one-click checkouts, modern innovations are shifting the necessary payment infrastructure of our economy. The gadgets we carry in our pockets are becoming more than ever thought possible. And the wallet is its next target. In 2020, approximately 90% of smartphone users will have made a mobile payment. 
By 2030, those surveyed expect digital wallets to be the primary source of payments.

Mobile payment via smartphone is not much different from using bank or credit cards. Holding a card or holding a phone in front of a near field communication device is basically the same action — and many retailers and banks offer this option today. Also, online shopping in apps and on websites accepting Apple Pay is simple. There’s no need to manually fill out lengthy account forms or repeatedly type in shipping and billing information with Apple Pay.

Still, the most underrated feature of Apple Pay is its security. People don’t talk about it at all. Security and privacy is at the core of Apple Pay. One of the significant advantages of Apple Pay is tokenization. When you use a credit or debit card with Apple Pay, the actual card numbers are not stored on the device, nor Apple servers. Each transaction is authorized with a one-time unique dynamic security code. Digital payment methods remain more secure than physical cards. They can’t be stolen, for one.

apple pay mobile payment at bakery